In spite of the fact that Maldives Monetary Authority issued license to eight banks to operate in Maldives and two mobile operators for providing mobile payment service in Maldives, digital payment industry in Maldives continue with challenges due to banks and service providers operate in an independent environment. This research is a study on implementing a domestic payment scheme in Maldives which will act as a national payment network interconnected by banks and all the payment service providers in Maldives. The first phase of the research involves studying and analyzing domestic payment solutions implemented and operating on countries from various regions around the globe. Second phase involves understanding the people and their interaction towards different digital payment methods including existing and new trends. Finally proposing an enhanced and tailored framework for Maldives digital payment ecosystem.
Table of Contents
CHAPTER 1 - INTRODUCTION
1.1 Background to the study
1.2 Problem Statement
1.3 Objectives of the study
1.4 Significances of the study
1.5 Scope of the study
CHAPTER 2 - REVIEW OF LITERATURE
2.1 Introduction
2.2 Previous Studies or Related Solutions
2.2.1 Overview of BLIK
2.2.2 Overview of Swish
2.2.3 Overview of China UnionPay (CUP)
2.2.4 Overview of Rupay
2.3 Conceptual Framework
CHAPTER 3 - RESEARCH METHODOLOGY
3.1 Research Design
3.2 Framework for Data Analysis
3.3 Data Analysis and Results
CHAPTER 4 - PROPOSED FRAMEWORK
4.1 Physical Card solution
4.2 Card solution for ecommerce environment
4.3 Mobile payment solution
4.3.1 Mobile payment solution for ecommerce, retail and ATM
4.3.2 Mobile P2P transfers
CHAPTER 5 - SUMMARY, CONCLUSION AND RECOMMENDATIONS
5.1 Summary of the research
5.2 Conclusion
5.3 Limitations of Study
5.4 Recommendations
5.5 Further Research Suggestions
References
ABBREVIATIONS AND ACRONYMS
APPENDIX A
APPENDIX B
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