Assessing the Risk Management Process in the Banking Industry

Risk Assessment Report - A case study on HSBC

Dossier / Travail , 2010 , 25 Pages , Note: 1,3

Gestion d'entreprise - Banque, Bourse, Assurance

Risk is inevitable within business environments. It is an inherent part of business and public life. Risk covers all aspects of organizational activities, therefore it is included in all management levels. Nowadays, every business faces risks. As competition increases, banks and insurance companies need a fundamental and clear understanding of all the risks they are taking in order to protect every asset of their organisation, such as financial, intellectual and human assets. In an ever changing environment organisations must be prepared to any changes, whether they like it or not, and more importantly, adapt to all those changes that might threaten their business activities. Organisations must be prepared that the uncertainty and the risk of a potential event cannot be eliminated but must be assessed proactively in order to take advantage of it. “Nothing ventured, nothing gained” (Dallas, M.F., 2006, p.37).

Table of contents

List of figures

Glossary

Executive Summary

1. Introduction
1.1 Nature of Risk Management
1.2 Concepts and Definitions
1.3 Part I - Process of Risk Management
1.3.1 Establishing the Context
1.3.2 First Step - Risk Identification
1.3.3 Second Step - Risk Assessment
1.3.4 Third Step - Address Risk
1.3.5 Reviewing Risks

2. Part II - Generic Types of Risks
2.1 Brand Risks
2.2 Customer Risks
2.3 Reputational Risks
2.4 Research & Development Risk
2.5 P.E.S.T.L.E. Risks

3. Part III - Risk Assessment of HSBC
3.1 Credit Risk
3.2-3.4 Liquidity/Market/Operational Risks
3.5 Reputational Risk
3.6 Further Risk factors for the bank sector

4. Part IV - HSBC's Business Strategy
4.1 VaR
4.2 Basel II
4.3 Risk Register
4.4/4.5 Strategic Alliances/ Insurance
4.6 Reputational Risk Strategy

5. Conclusion

Bibliography

• Université: Leeds Metropolitan University
• Cours: Risk Management
• Note: 1,3
• Auteur: Letizia Zisa (Auteur)
• Année de publication: 2010
• Pages: 25
• N° de catalogue: V171347
• ISBN (ebook): 9783640906529
• ISBN (Livre): 9783640906932
• Langue: anglais
• mots-clé: assessing, risk, management, process, banking, industry, risk, assessment, report, hsbc